In addition to the bank account requirements, Credit Genie analyzes various financial factors to determine the advance amount we believe you can afford while being able to settle your advance by your next estimated payday. These factors include, but are not limited to:
- Your income history as obtained through your bank connection or otherwise
- Bank account balance history as obtained through your bank connection or otherwise
- Previous Advance history and repayment
- Your general spending patterns
- Other potential risk factors which may change from time to time, as determined solely by Credit Genie
The Advance amount you are eligible for may change every time you request an additional advance.